#First premier update

2 weeks later I got a letter in the mail giving little detail about the account apologizing for the inconvenience and advising me account would be removed and allow 45 days for credit files to be updated.

#First premier update

I was nervous to update my info with them but I sent it off. In addition, I humbly request that you provide me with complete transaction and payment history, a copy of any signed contracts or agreements, and total outstanding balance you believe I owe.ДЄfter I sent the email I recieve a response a week later asking for my current address. Under the provisions of FCRA 623(a)(8)(E), you have the duty to review all of the information in this Notice of Dispute, to complete your investigation, and report back to me the results of your investigation, within 30-days of my Notice of Dispute. There is no account number listed with any of the bureaus. This account is reporting to my transition report with a balance of $391 with no late payments and charged off and on my equifax report 13 90day late payments for a card that was open less than 6 months. I am providing my information solely for investigation purposes and for you to cease reporting this account to the credit bureaus On a few separate occasions I have disputed with all three credit bureaus Equifax, Transunion, and Experian pertaining to this account. and This is a Notice of Direct Dispute with you, under the provisions of FCRA 623(a)(8)(D), of the accuracy of information you have posted to my credit file. I decided to give the email a shot I sent it December 17 th this is what I wrote : To whom it may concern, I had a charge off account from around 4 years ago balance 395 I had contact them in the past by phone with no luck of a PFD so I turned a blind eye to them and just ignores their calls. If you have dealt with them before first primer is one tough cookie. I came across a post that had a contact email for first premier and a sample of what they wrote and their success with having a collections account removed.

I don't remember if I got the email from this forum or credit karma so not sure who to get credit too lol. Just wanted to share this in hope of providing help to Some one in a similar situation.